Pre Approved Confirmation Number – Credit One Bank

Most of us have experienced a staggering financial boat once in our lifetime. Whether it be a poor credit score or bad financial habits keeping you from rebuilding credit, a good credit card can prove to be the financial bedding you need in rough times. Now with, you can choose from a range of cards without worrying about your less-than-perfect credit score. Furthermore, if you were lucky enough to receive Accept CreditOneBank pre-screened mail offer, we recommend you make use of it right now!

Accept.CreditOneBank Highlights

Credit One Bank

Credit One Bank has maintained the reputation of helping out users with less-than-average credit score. They offer both secured and unsecured credit cards with cashback offers, rewards, fraud protections and many other features that are just too good to say no to.

If you continue using your card responsibly, you would also be able to enjoy new offers and better rewards such as the Accept.CreditOneBank pre-screened mail offer where you would get the approval code to apply for the credit card online from anywhere without filling out application forms.

The Credit One Bank offers a minimum credit limit of $300. This would, however, depend on your overall creditworthiness and history. You can also apply for an increase after just few months of card use if you have a good financial standing.

Important Note: If you want a good alternative option in less credit score and no annual fee then please visit:

The Plus

The Accept CreditOneBank offers countless benefits to its cardholders. Furthermore, only after few months of being a responsible card user you will also have the opportunity to apply for a credit line increase.

Attention! “The people who have the credit one offer can apply for the credit increasing after completing the 60 days. Moreover, you have the opportunity to select their credit card front from U.S Flag, Beach, Tiger, and Cheetah print.”

Here are other perks you can enjoy with Credit One Bank.

1. Cashback Rewards: The Bank has a number of on-going cashback reward programs. for example by becoming cardholder with their Platinum Visa card you would get a 2% on all eligible purchases such as groceries, internet service, mobile service etc.

2. No Fraud Liability: You will not be held accountable for any unauthorized purchases in case your card is lost or stolen.

3. FREE Credit Score Check: With Accept.CreditOneBank you can also get to check your Experian credit score and credit report for free once every month.

The Minus

There are also downsides to consider before you decide to become a Credit One Bank cardholder.

1. High Annual Fees: As most of the card here are meant for those with bad credit score, it would not come as a surprise that they charge a high annual fee ($99). The exact amount would depend on your credit history and worthiness.

2. Limited Grace Period: There are also only a handful of cards that come with interest-free period. The regular APR can also be as high as 19.49% to 25.49% (Variable). Without a grace period, you would have to start paying interest charges as soon as the payment hits your account.

Eligibility Criteria for Accept.CreditOneBank

There are a number of key-points to check before you proceed to accepting pre-screened mail offer or pre-qualification application. These include:

  1. Only the legal residents in the US can apply for Accept CreditOneBank credit cards.
  2. You need to 18 years or older.
  3. The applications must be completed entirely for the issuers to reach a credit decision. You will be asked to provide only the necessary personal information.

Do you fulfill all of the above mentioned criteria? Then you are good to go! Also, if you were lucky enough to receive their pre-screened offer then what are you waiting for? Here’s what you need to do next.

Visit Today!

Getting a pre-screened mail offers means that the authorities ran a soft inquiry on your report and concluded that you are deserving candidate for their card. This does not imply that your chances of approval are 100%. However, you would be able to dodge through the application form and apply for the credit card using an approval code only.

For this, visit their official website and enter the following details:

  • Approval Code.
  • Social Security Number.

The Approval Code will be printed on the mail offer you had received earlier. Click Continue to proceed.

Accept.CreditOneBank prescreened mail offer

How To Apply Without A Pre-Screened Offer

Do not dishearten yourself if you have not received a pre-screened offer from Accept.CreditOneBank. You can still check if you qualify for their cards and also apply for it online in just 5 minutes! Again visit and fill out the pre-qualification form by providing the following details:

  1. Full Name.
  2. Mailing Address.
  3. City, State, Zip Code.
  4. Email ID.
  5. Primary and Secondary Phone Numbers.
  6. Social Security Number.
  7. Date of Birth.
  8. Monthly Income.

After filling out the form check the box which highlights:

“By clicking ‘See Card Offers’ button below, you (i) acknowledge that you are providing ‘written instructions’ and authorize Credit One Bank to obtain information from your personal credit profile from one or more credit reporting agencies in order to conduct a pre-qualification for credit and (ii) you authorize Credit One Bank to present you with other offers of credit and credit related products. Pre-qualification does not guarantee account approval and you must submit a full application for review in order to apply for any pre-qualified offer(s) of credit.”

Then click on See Card Offers to proceed.

Accept CreditOneBank Review and Ratings

Like many other credit card issuers, The Accept.CreditOneBank has attracted strong remarks from different users. The best part is most of them have only nice word to say about it! Here are few comments we have gathered from different social platforms.

BeautybySherry shared on CreditKarma how the card from helped her face the life challenges. She rated it 5 stars and commented:

“Credit One has been the perfect partner to assist me in recovering my credit reputation after a messy divorce.  Most important detail is that the credit repair “experts” told me to make multiple small purchases and payments during a billing cycle but failed to mention C1 only allows 4 per cycle.  So I was stuck with a higher balance than I usually carry at the end of the cycle which affected my grade.  Customer service has been excellent.  Interest rate is high but pay off the small balance each month and they reward with more.”

Navy1409 also commented on the same platform:

“There’s things I don’t like about this card and things I do like. But for a basic card I use just as a gas card helps me do what I need. Small credit line helps keep you focused on what’s important.” 

What’s More?

NorCal shared on ConsumerAffairs how she started her credit rebuilding journey with Credit One Bank:

“When I started to rebuild my credit, Credit One was the third card I applied and was approved for. They started me with a decent credit limit – for someone with very limited credit – of $500. After being with them a little over a year now, no missed or late payments, keeping a fairly high utilization rate, paying more than the minimum each month, and then paying it completely off with my taxes in one chunk and then leaving it be for the last month – I signed in today just to check on things, I was surprised to see 2 more offers than normal. Curious, I checked to see what they were and one was for a credit limit increase (which was approved immediately for another $200, raising my limit to $700) and the other was a pre-approved offer for a MasterCard because of my “good behavior”.

Monty P. commented on CapitalistReview:

“My life was in ruins when I applied for a Credit One card… a few months later and I was doing much better… I joined a gym because I could actually afford the monthly payments now that my credit score improved and was able to get a job!… I love Credit One Cards!- Cheers,”

WalletHub: 3/5

CardRates: 3.7/5.

TheBalance: 3.9/5.

NerdWallet: 4.5/5.

CreditKarma: 3.5/5.

Other Good Alternative:

If you want another good alternative in less credit score then you can also check

Frequently Asked Questions

Q. How can I check the status for my credit card application?

After you have successfully applied for the card, you can check the status online through their website. Move to the homepage and click on Application Status. Thereafter, provide the Social Security Number and your name and click on Check Status to receive an update on the ongoing application process.

Q. How can we contact the customer support service at Credit One Bank for help?

Unfortunately, the customer support service offered by the Credit One Bank is not as readily available as some other banks. However, you can make use of their automated account information or mobile app to keep a check on your account details.

Q. My Credit One card was declined during a foreign transaction. Why?

Credit One Bank has taken some stern steps to avoid fraud and identity thefts. For this reason, you might not be able to make transactions abroad unless you have called the authorities and informed them beforehand. You can do so by dialing 1-702-405-2042 prior to use.

Q. Is safe to use?

The Credit One Bank is a trusted credit card issuer. All the person information you provide at Accept CreditOneBank is safe and secure. You do not need to worry that it might land in wrong hands.

Bottom Line

The Accept.CreditOneBank comes with a perfect chance to rebuild your credit score. Although you would need to keep in mind the high interest rates and annual fees. If used responsibly, the cashback rewards and other offers can efficiently cover up for such pinholes. Just make sure that you make the monthly payments on time and in full to avoid he extra charges and maintain a good credit line.

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